{"id":11443,"date":"2023-12-29T08:14:11","date_gmt":"2023-12-29T11:14:11","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=11443"},"modified":"2023-12-29T08:14:11","modified_gmt":"2023-12-29T11:14:11","slug":"avanzan-para-relanzar-ahora-12-pero-con-otro-nombre-los-detalles","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=11443","title":{"rendered":"Avanzan para relanzar \u201cAhora 12\u201d pero con otro nombre: los detalles"},"content":{"rendered":"

Compras en cuotas<\/h2>\n
\n
El actual “Ahora 12” vence el pr\u00f3ximo 31 de enero y el Gobierno pretende empalmarlo con el nuevo plan. Negociar\u00e1 con bancos y cadenas de electrodom\u00e9sticos. Habr\u00eda 6 cuotas sin inter\u00e9s. Incluir\u00eda nuevos rubros.<\/section>\n<\/header>\n
<\/div>\n
El gobierno de Javier Milei relanzar\u00e1 el plan “Ahora 12” a comienzos del pr\u00f3ximo a\u00f1o, pero le cambiar\u00e1 el nombre. El actual “Ahora 12” vence el pr\u00f3ximo 31 de enero y el Gobierno pretende empalmarlo con el nuevo plan.<\/p>\n

Para eso ya hay negociaciones abiertas entre el Banco Central con los bancos para analizar el nuevo esquema de costos y el reparto de esa carga entre las instituciones financieras, el Estado y los comercios que adhieran.<\/p>\n

Esta \u00faltima parte de la cadena -la relaci\u00f3n con las cadenas comerciales- la negocia directamente la secretar\u00eda de Comercio.<\/p>\n

Las claves del “nuevo Ahora 12”<\/b>
\nLos t\u00e9cnicos de la secretar\u00eda, adem\u00e1s de negociar las pautas financieras del nuevo plan, est\u00e1n evaluando distintos nombres para reemplazar el “Ahora 12”.<\/p>\n

Una de las posibilidades es que se denomine\u00a0“Cuota simple”<\/b>, pero todav\u00eda no est\u00e1 definido.<\/p>\n

El actual “Ahora 12” vence el pr\u00f3ximo 31 de enero y el Gobierno pretende empalmarlo con el nuevo plan.
\nLos funcionarios quieren que el relanzamiento sea con una\u00a0disminuci\u00f3n de la tasa de inter\u00e9s<\/b>. Hasta noviembre, el \u00faltimo mes en el que estuvo activo, el “Ahora 12” ten\u00eda una tasa nominal anual del 71,5%. El costo financiero total superaba el 140% anual.<\/p>\n

La idea es que ese costo se reduzca en forma sensible, en l\u00ednea con lo aplicado por Luis Caputo y el Banco Central en las \u00faltimas semanas.<\/p>\n

Seg\u00fan los datos oficiales, el “Ahora 12” comput\u00f3 un total de 6,4 millones de operaciones durante el mes pasado.<\/p>\n

Adem\u00e1s de las 12 cuotas con una tasa preferencial, la idea de los funcionarios es que haya promociones con 6 cuotas “sin inter\u00e9s”.<\/p>\n

Sobre la posibilidad de que los comerciantes inflen los precios para as\u00ed poder ofrecer a sus clientes las seis cuotas sin cargos financieros, uno de los funcionarios que negocian el nuevo plan apunt\u00f3: “No tendr\u00e1n margen porque se vienen meses muy duros para el consumo y los comerciantes van a querer vender. Y si se pasan de rosca con los precios, entonces no van a facturar. Les va a convenir dar ese incentivo financiero”.<\/p>\n

Negociaciones<\/b>
\nPara el relanzamiento, la Secretar\u00eda de Comercio y el Banco Central encabezan las negociaciones con las cadenas comerciales y con los bancos. Buscan acordar el reparto de las cargas financieras entre el Estado y el sector privado.<\/p>\n

El incentivo, dicen, es que el nuevo “Ahora 12” abrir\u00e1 las puertas a una mejora de las ventas durante el ciclo recesivo de la econom\u00eda.<\/p>\n

De acuerdo a la visi\u00f3n oficial, la ca\u00edda en las ventas va a impactar en especial sobre rubros como el de l\u00ednea blanca y el de los peque\u00f1os electrodom\u00e9sticos. Hacia ellos se apuntar\u00e1 con la implementaci\u00f3n de las seis cuotas sin inter\u00e9s.<\/p>\n

La idea, no obstante, es que el relanzamiento del “Ahora 12”\u00a0incluya a otros rubros: bicicletas, motos de baja cilindrada y televisores<\/b>. Fuente: Iprofesional<\/div>\n

<\/div>\n
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Compras en cuotas El actual “Ahora 12” vence el pr\u00f3ximo 31 de enero y el Gobierno pretende empalmarlo con el nuevo plan. Negociar\u00e1 con bancos y cadenas de electrodom\u00e9sticos. Habr\u00eda 6 cuotas sin inter\u00e9s. Incluir\u00eda nuevos rubros. El gobierno de…<\/p>\n","protected":false},"author":2,"featured_media":11444,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-11443","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nAvanzan para relanzar \u201cAhora 12\u201d pero con otro nombre: los detalles - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/nogoyatimes.com\/?p=11443\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Avanzan para relanzar \u201cAhora 12\u201d pero con otro nombre: los detalles - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Compras en cuotas El actual “Ahora 12” vence el pr\u00f3ximo 31 de enero y el Gobierno pretende empalmarlo con el nuevo plan. 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