{"id":12102,"date":"2024-01-21T10:18:04","date_gmt":"2024-01-21T13:18:04","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=12102"},"modified":"2024-01-21T10:18:04","modified_gmt":"2024-01-21T13:18:04","slug":"fin-de-ahora-12como-sera-y-cuando-inicia-el-nuevo-plan-de-cuotas-del-gobierno","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=12102","title":{"rendered":"Fin de \u201cAhora 12\u201d:c\u00f3mo ser\u00e1 y cu\u00e1ndo inicia el nuevo plan de cuotas del Gobierno"},"content":{"rendered":"

“Cuota simple”<\/h2>\n
\n
El Gobierno mantuvo reuniones con entidades financieras en los \u00faltimos d\u00edas para avanzar en un nuevo programa de financiamiento al consumo. El nuevo programa reemplazar\u00e1 a Ahora 12 a partir de febrero.<\/section>\n<\/header>\n
<\/div>\n
De acuerdo con fuentes oficiales, la Secretar\u00eda de Comercio y los bancos mantienen reuniones en las que se est\u00e1 definiendo especialmente cu\u00e1l ser\u00e1 la tasa de inter\u00e9s que tendr\u00e1 el programa en esta nueva etapa.<\/p>\n

Cuota simple: en qu\u00e9 consiste el nuevo programa de compras del Gobierno<\/b><\/p>\n

El nuevo programa se denominar\u00e1 “Cuota Simple”, y ofrecer\u00e1 la compra de productos en 3 y 6 cuotas a tasa subsidiada, que es el punto que se est\u00e1 terminando de definir en los pr\u00f3ximos d\u00edas. Es probable que “una parte la absorban los bancos y un 10% los comercios”, informaron fuentes oficiales.<\/p>\n

\"\"<\/figure>\n

De acuerdo a los estudios que maneja la Subsecretar\u00eda de Defensa del Consumidor y Lealtad Comercial que conduce Fernando Blanco Mui\u00f1o, la oferta se focalizar\u00e1 en indumentaria y electrodom\u00e9sticos, sin perjuicio de que puedan ingresar otros sectores, porque son aquellos que mayor demanda tuvieron durante las etapas anteriores.<\/p>\n

En el caso de los electrodom\u00e9sticos y celulares no ingresar\u00edan aquellos productos ensamblados en Tierra del Fuego, debido al r\u00e9gimen de promoci\u00f3n que ya favorece a la provincia.<\/p>\n

Lanzado en 2014 para incentivar el consumo, el programa Ahora 12 est\u00e1 vigente hasta el 31 de enero y ofrece 3, 6, 12, 18 y 24 cuotas en m\u00e1s de 30 rubros, con una Tasa Nominal Anual (TNA) de 82,50%, para comprar productos nacionales en cuotas fijas con tarjeta de cr\u00e9dito.<\/p>\n

\"\"<\/figure>\n

Fin del Ahora 12: las cifras del programa<\/b><\/p>\n

Seg\u00fan el \u00faltimo informe de monitoreo, el programa Ahora 12 registr\u00f3 un volumen de ventas de $477.349 millones en noviembre 2023 y $3.429.707 millones en el acumulado enero-noviembre, un 133% m\u00e1s que en el mismo per\u00edodo de 2022.
\nEl ticket promedio en noviembre fue $74.223 y los rubros con mayores ventas mensuales fueron indumentaria (34% de participaci\u00f3n en la facturaci\u00f3n total), electrodom\u00e9sticos (23%) y materiales para la construcci\u00f3n (7%).<\/p>\n

Durante noviembre, la facturaci\u00f3n del programa disminuy\u00f3 11% a precios corrientes y 21% a precios constantes con respecto al mes r\u00e9cord de octubre. A pesar de ello, se ubic\u00f3 31% y 6% por encima de los niveles de septiembre respectivamente.<\/p>\n

Si bien se observ\u00f3 una disminuci\u00f3n intermensual en los niveles de facturaci\u00f3n de los principales rubros, los montos facturados fueron mayores a los registrados en septiembre.<\/p>\n

La participaci\u00f3n de las l\u00edneas de financiamiento Ahora 3 y Ahora 6, mostr\u00f3 en noviembre un aumento constante en comparaci\u00f3n con las cuotas de largo plazo (Ahora 12, Ahora 18 y Ahora 24), lo que significa una reducci\u00f3n en el uso de estas \u00faltimas. (\u00c1mbito)<\/p><\/div>\n

<\/div>\n
\"\"<\/div>\n
\n

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“Cuota simple” El Gobierno mantuvo reuniones con entidades financieras en los \u00faltimos d\u00edas para avanzar en un nuevo programa de financiamiento al consumo. El nuevo programa reemplazar\u00e1 a Ahora 12 a partir de febrero. De acuerdo con fuentes oficiales, la…<\/p>\n","protected":false},"author":2,"featured_media":12103,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-12102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nFin de \u201cAhora 12\u201d:c\u00f3mo ser\u00e1 y cu\u00e1ndo inicia el nuevo plan de cuotas del Gobierno - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nogoyatimes.com\/?p=12102\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fin de \u201cAhora 12\u201d:c\u00f3mo ser\u00e1 y cu\u00e1ndo inicia el nuevo plan de cuotas del Gobierno - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"“Cuota simple” El Gobierno mantuvo reuniones con entidades financieras en los \u00faltimos d\u00edas para avanzar en un nuevo programa de financiamiento al consumo. 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