{"id":1502,"date":"2023-06-24T10:34:16","date_gmt":"2023-06-24T13:34:16","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=1502"},"modified":"2023-06-24T10:34:16","modified_gmt":"2023-06-24T13:34:16","slug":"billeteras-virtuales-cual-tiene-mas-rentabilidad-y-si-conviene-a-un-plazo-fijo","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=1502","title":{"rendered":"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo"},"content":{"rendered":"\n

Para tener en cuenta<\/h2>\n\n\n\n

Las billeteras digitales permiten rentabilizar los fondos de la cuenta y, a diferencia de un plazo fijo, poder usar el dinero en todo momento pero: \u00bfcu\u00e1l paga m\u00e1s?<\/p>\n\n\n\n

La inflaci\u00f3n subi\u00f3 7,8% en mayo y se ubic\u00f3 en 114,2% para los \u00faltimos 12 meses. Ante esto los ahorristas pueden preguntarse: \u00bfdejo parte de los fondos en una billetera virtual que me pague rentabilidad o armo un plazo fijo?<\/p>\n\n\n\n

Como primera medida debemos saber que las billeteras digitales invierten en fondos money market. Un Fondo Com\u00fan de Inversi\u00f3n de estas caracter\u00edsticas es un instrumento que invierte diariamente y muestra todos los d\u00edas los intereses que gener\u00f3 pero que, a diferencia de los plazos fijos tradicionales, permite acceder a la disponibilidad del dinero en todo momento.<\/p>\n\n\n\n

Analicemos ahora cu\u00e1nto paga cada billetera digital. Ual\u00e1 remunera saldos al 81,67% anual, lo que equivale a un 6,80% mensual. Por su parte, Personal Pay ofrece una tasa anual de 80,7% (6,72% mensual). Mercado Libre tiene tasa anual de 80% (6,66% por mes). Y NaranjaX tiene un inter\u00e9s anual de 78% (6,5% mensual).
<\/strong>
En el caso de un plazo fijo tradicional, el rendimiento anual es de 97% (8,08% mensual) luego de la \u00faltima suba de tasas del Banco Central. Con estos valores un plazo fijo queda por encima de la inflaci\u00f3n, a diferencia de los money market, pero el dinero queda inmovilizado hasta terminar el plazo.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n
Los fondos ganadores de mayo<\/h5>\n\n\n\n

En mayo los fondos comunes de inversi\u00f3n que m\u00e1s rentabilidad obtuvieron fueron los Fondos Renta Variable. Estos finalizaron mayo con subas de hasta 13,8% pero por debajo de la performance de abril que fue de arriba del 20%. Seg\u00fan operadores el alza estuvo justificado por el “trade electoral” ya que se aproxima el cierre de las listas para las elecciones generales.<\/p>\n\n\n\n

“Los Fondos Comunes de Inversi\u00f3n (FCIs) siguen ganando terreno dentro del mercado financiero; y es su versatilidad como veh\u00edculo de inversi\u00f3n, la caracter\u00edstica clave que los hace atractivos, para surfear un contexto vol\u00e1til como el actual. De hecho, la r\u00e1pida liquidez (entre inmediata, o bien dentro de las 72 horas) y la diversificaci\u00f3n que permiten, forman parte de esta flexibilidad hoy valorada y que lleva a la industria (en una coyuntura de \u201ccepo\u201d) a superar los m\u00e1s de $10 billones de activos bajo administraci\u00f3n”, cerr\u00f3 PPI. Fuente: Iprofesional<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

Escuch\u00e1 La 100 #Nogoy\u00e1<\/strong><\/a> en vivo<\/strong> Seguinos en <\/strong>Facebook<\/strong><\/a> Seguinos en <\/strong>Twitter<\/strong><\/a><\/p>\n\n\n\n

Nogoy\u00e1 Radios es una Agencia de Medios que cuenta con espacios publicitarios adecuados para la difusi\u00f3n de su Empresa, Profesi\u00f3n y\/o Servicios.<\/em><\/strong>#Nogoy\u00e1<\/em><\/strong><\/a> Radios 3435-425167 \/ 3435-616203 contacto@nogoyaradios.com<\/em><\/strong><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Para tener en cuenta Las billeteras digitales permiten rentabilizar los fondos de la cuenta y, a diferencia de un plazo fijo, poder usar el dinero en todo momento pero: \u00bfcu\u00e1l paga m\u00e1s? La inflaci\u00f3n subi\u00f3 7,8% en mayo y se…<\/p>\n","protected":false},"author":2,"featured_media":1503,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-1502","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nBilleteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nogoyatimes.com\/?p=1502\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Para tener en cuenta Las billeteras digitales permiten rentabilizar los fondos de la cuenta y, a diferencia de un plazo fijo, poder usar el dinero en todo momento pero: \u00bfcu\u00e1l paga m\u00e1s? La inflaci\u00f3n subi\u00f3 7,8% en mayo y se...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nogoyatimes.com\/?p=1502\" \/>\n<meta property=\"og:site_name\" content=\"Nogoy\u00e1 Times\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-24T13:34:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/1-347.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nogoy\u00e1 Times\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nogoy\u00e1 Times\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502\"},\"author\":{\"name\":\"Nogoy\u00e1 Times\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#\\\/schema\\\/person\\\/ada1fd8d2cdb970395179b53a1ff1759\"},\"headline\":\"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo\",\"datePublished\":\"2023-06-24T13:34:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502\"},\"wordCount\":457,\"publisher\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/1-347.jpg\",\"articleSection\":[\"Econom\u00eda\",\"Nacionales\",\"Noticias\"],\"inLanguage\":\"es-AR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502\",\"name\":\"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo - Nogoy\u00e1 Times\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/1-347.jpg\",\"datePublished\":\"2023-06-24T13:34:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502#breadcrumb\"},\"inLanguage\":\"es-AR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502#primaryimage\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/1-347.jpg\",\"contentUrl\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/1-347.jpg\",\"width\":800,\"height\":450},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/?p=1502#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\\\/\\\/nogoyatimes.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#website\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/\",\"name\":\"Nogoy\u00e1 Times\",\"description\":\"Diario Digital de Nogoy\u00e1 Radios Productora\",\"publisher\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nogoyatimes.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-AR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#organization\",\"name\":\"Nogoy\u00e1 Times\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/cropped-nogoyatimes-a.jpg\",\"contentUrl\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/cropped-nogoyatimes-a.jpg\",\"width\":250,\"height\":112,\"caption\":\"Nogoy\u00e1 Times\"},\"image\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#\\\/schema\\\/person\\\/ada1fd8d2cdb970395179b53a1ff1759\",\"name\":\"Nogoy\u00e1 Times\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo - Nogoy\u00e1 Times","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nogoyatimes.com\/?p=1502","og_locale":"es_ES","og_type":"article","og_title":"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo - Nogoy\u00e1 Times","og_description":"Para tener en cuenta Las billeteras digitales permiten rentabilizar los fondos de la cuenta y, a diferencia de un plazo fijo, poder usar el dinero en todo momento pero: \u00bfcu\u00e1l paga m\u00e1s? La inflaci\u00f3n subi\u00f3 7,8% en mayo y se...","og_url":"https:\/\/nogoyatimes.com\/?p=1502","og_site_name":"Nogoy\u00e1 Times","article_published_time":"2023-06-24T13:34:16+00:00","og_image":[{"width":800,"height":450,"url":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/1-347.jpg","type":"image\/jpeg"}],"author":"Nogoy\u00e1 Times","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Nogoy\u00e1 Times","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nogoyatimes.com\/?p=1502#article","isPartOf":{"@id":"https:\/\/nogoyatimes.com\/?p=1502"},"author":{"name":"Nogoy\u00e1 Times","@id":"https:\/\/nogoyatimes.com\/#\/schema\/person\/ada1fd8d2cdb970395179b53a1ff1759"},"headline":"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo","datePublished":"2023-06-24T13:34:16+00:00","mainEntityOfPage":{"@id":"https:\/\/nogoyatimes.com\/?p=1502"},"wordCount":457,"publisher":{"@id":"https:\/\/nogoyatimes.com\/#organization"},"image":{"@id":"https:\/\/nogoyatimes.com\/?p=1502#primaryimage"},"thumbnailUrl":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/1-347.jpg","articleSection":["Econom\u00eda","Nacionales","Noticias"],"inLanguage":"es-AR"},{"@type":"WebPage","@id":"https:\/\/nogoyatimes.com\/?p=1502","url":"https:\/\/nogoyatimes.com\/?p=1502","name":"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo - Nogoy\u00e1 Times","isPartOf":{"@id":"https:\/\/nogoyatimes.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nogoyatimes.com\/?p=1502#primaryimage"},"image":{"@id":"https:\/\/nogoyatimes.com\/?p=1502#primaryimage"},"thumbnailUrl":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/1-347.jpg","datePublished":"2023-06-24T13:34:16+00:00","breadcrumb":{"@id":"https:\/\/nogoyatimes.com\/?p=1502#breadcrumb"},"inLanguage":"es-AR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nogoyatimes.com\/?p=1502"]}]},{"@type":"ImageObject","inLanguage":"es-AR","@id":"https:\/\/nogoyatimes.com\/?p=1502#primaryimage","url":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/1-347.jpg","contentUrl":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/1-347.jpg","width":800,"height":450},{"@type":"BreadcrumbList","@id":"https:\/\/nogoyatimes.com\/?p=1502#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/nogoyatimes.com\/"},{"@type":"ListItem","position":2,"name":"Billeteras virtuales: cu\u00e1l tiene m\u00e1s rentabilidad y si conviene a un plazo fijo"}]},{"@type":"WebSite","@id":"https:\/\/nogoyatimes.com\/#website","url":"https:\/\/nogoyatimes.com\/","name":"Nogoy\u00e1 Times","description":"Diario Digital de Nogoy\u00e1 Radios Productora","publisher":{"@id":"https:\/\/nogoyatimes.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nogoyatimes.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-AR"},{"@type":"Organization","@id":"https:\/\/nogoyatimes.com\/#organization","name":"Nogoy\u00e1 Times","url":"https:\/\/nogoyatimes.com\/","logo":{"@type":"ImageObject","inLanguage":"es-AR","@id":"https:\/\/nogoyatimes.com\/#\/schema\/logo\/image\/","url":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/05\/cropped-nogoyatimes-a.jpg","contentUrl":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/05\/cropped-nogoyatimes-a.jpg","width":250,"height":112,"caption":"Nogoy\u00e1 Times"},"image":{"@id":"https:\/\/nogoyatimes.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/nogoyatimes.com\/#\/schema\/person\/ada1fd8d2cdb970395179b53a1ff1759","name":"Nogoy\u00e1 Times","url":"https:\/\/nogoyatimes.com\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/posts\/1502","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1502"}],"version-history":[{"count":0,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/posts\/1502\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/media\/1503"}],"wp:attachment":[{"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1502"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1502"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}