{"id":15055,"date":"2024-04-15T19:15:54","date_gmt":"2024-04-15T22:15:54","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=15055"},"modified":"2024-04-15T19:15:54","modified_gmt":"2024-04-15T22:15:54","slug":"baja-de-las-tasas-de-interes-cuanto-rinde-un-plazo-fijo-de-1-000-000-a-30-dias","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=15055","title":{"rendered":"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas"},"content":{"rendered":"<h2>Para ahorristas<\/h2>\n<p>Los dep\u00f3sitos en pesos ofrecen una menor rentabilidad por la baja de tasas de referencia. Si invierte $1.000.000 a 30 d\u00edas el ahorrista &#8220;perder\u00e1&#8221; de ganar unos $8.000 respecto a si hac\u00eda esta misma inversi\u00f3n antes del 11 de abril.<\/p>\n<p>El 11 de abril pasado el Banco Central volvi\u00f3 a bajar la tasa de referencia de pol\u00edtica monetaria. En este caso, el retroceso fue de 10 puntos porcentuales, desde el previo 80% de tasa nominal anual (TNA) hasta el actual 70%.<\/p>\n<p>Por ende, los bancos trasladaron esta noticia y descendieron la renta que brindan los plazos fijos tradicionales desde el previo 70% hasta un promedio actual de 60% TNA, para dep\u00f3sitos minoristas por menos de $10 millones a un lapso de 30 d\u00edas.<\/p>\n<p>De esta manera, desde principios\u00a0<b>de marzo hasta ahora, las colocaciones bancarias pagan 50 puntos porcentuales menos<\/b>, ya que hasta hace un poco m\u00e1s de un mes ofrec\u00edan 110% de TNA.<\/p>\n<p>As\u00ed,\u00a0<b>hoy un plazo fijo tradicional brinda una renta de 4,93% cada 30 d\u00edas<\/b>, que es el tiempo m\u00ednimo requerido de encaje para esta inversi\u00f3n.<\/p>\n<p>Cabe aclarar que no es igual la tasa ofrecida por todos los bancos para un plazo fijo minorista, m\u00e1s all\u00e1 que la mayor\u00eda de ellos ya propone 60% TNA, debido a que desde marzo el Banco Central ya no les impone a las entidades financieras que paguen una tasa de inter\u00e9s m\u00ednima por un dep\u00f3sito bancario. Por lo que ahora cada firma determina cu\u00e1nto ofrece a los ahorristas.<\/p>\n<p>En base a este nuevo escenario para el ahorrista, al realizar un plazo fijo tradicional con una inversi\u00f3n inicial de $1 mill\u00f3n, por un per\u00edodo de 30 d\u00edas, se pasar\u00e1 a ganar despu\u00e9s de este tiempo un total de $1.049.315.<\/p>\n<p>Es decir,\u00a0<b>se ganar\u00e1n 49.315 pesos adicionales en un mes<\/b>\u00a0con el dinero colocado en este ejemplo, por lo que se obtendr\u00e1 una renta que equivale a 4,93% (60% de TNA en promedio).<\/p>\n<p>As\u00ed, el ahorrista &#8220;perder\u00e1&#8221; de ganar unos $8.000 respecto a si hac\u00eda esta misma inversi\u00f3n antes del descenso de las tasas del 11 de abril, ya que hubiese obtenido a los 30 d\u00edas $1.057.534, publica Iprofesional.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-123\" src=\"http:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/05\/34-Imagenes-Medicas.png\" alt=\"\" width=\"720\" height=\"90\" srcset=\"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/05\/34-Imagenes-Medicas.png 720w, https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/05\/34-Imagenes-Medicas-300x38.png 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p style=\"text-align: center\"><a href=\"http:\/\/nogoyaradios.com\"><strong>Escuch\u00e1 La 100 #Nogoy\u00e1<\/strong><\/a><strong> en vivo<\/strong><strong>\u00a0Seguinos en\u00a0<\/strong><a href=\"https:\/\/www.facebook.com\/nogoyaradiosnog\"><strong>Facebook<\/strong><\/a><strong>\u00a0Seguinos en\u00a0<\/strong><a href=\"https:\/\/twitter.com\/NogoyaRadios\"><strong>Twitter<\/strong><\/a><\/p>\n<p style=\"text-align: center\"><strong><em>Nogoy\u00e1 Radios es una Agencia de Medios que cuenta con espacios publicitarios adecuados para la difusi\u00f3n de su Empresa, Profesi\u00f3n y\/o Servicios.<\/em><\/strong><a href=\"https:\/\/web.facebook.com\/hashtag\/nogoy%C3%A1\"><strong><em>#Nogoy\u00e1<\/em><\/strong><\/a><strong><em>\u00a0Radios 3435-425167 \/ 3435-616203 contacto@nogoyaradios.com<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Para ahorristas Los dep\u00f3sitos en pesos ofrecen una menor rentabilidad por la baja de tasas de referencia. Si invierte $1.000.000 a 30 d\u00edas el ahorrista &#8220;perder\u00e1&#8221; de ganar unos $8.000 respecto a si hac\u00eda esta misma inversi\u00f3n antes del 11&#8230;<\/p>\n","protected":false},"author":2,"featured_media":15057,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-15055","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/nogoyatimes.com\/?p=15055\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Para ahorristas Los dep\u00f3sitos en pesos ofrecen una menor rentabilidad por la baja de tasas de referencia. Si invierte $1.000.000 a 30 d\u00edas el ahorrista &#8220;perder\u00e1&#8221; de ganar unos $8.000 respecto a si hac\u00eda esta misma inversi\u00f3n antes del 11...\" \/>\n<meta property=\"og:url\" content=\"http:\/\/nogoyatimes.com\/?p=15055\" \/>\n<meta property=\"og:site_name\" content=\"Nogoy\u00e1 Times\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-15T22:15:54+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/nogoyatimes.com\/wp-content\/uploads\/2024\/04\/Captura-de-pantalla-2024-04-15-191438.png\" \/>\n\t<meta property=\"og:image:width\" content=\"735\" \/>\n\t<meta property=\"og:image:height\" content=\"252\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Nogoy\u00e1 Times\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nogoy\u00e1 Times\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055#article\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055\"},\"author\":{\"name\":\"Nogoy\u00e1 Times\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#\\\/schema\\\/person\\\/ada1fd8d2cdb970395179b53a1ff1759\"},\"headline\":\"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas\",\"datePublished\":\"2024-04-15T22:15:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055\"},\"wordCount\":418,\"publisher\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#organization\"},\"image\":{\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Captura-de-pantalla-2024-04-15-191438.png\",\"articleSection\":[\"Econom\u00eda\",\"Nacionales\",\"Noticias\"],\"inLanguage\":\"es-AR\"},{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055\",\"url\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055\",\"name\":\"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas - Nogoy\u00e1 Times\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055#primaryimage\"},\"image\":{\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Captura-de-pantalla-2024-04-15-191438.png\",\"datePublished\":\"2024-04-15T22:15:54+00:00\",\"breadcrumb\":{\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055#breadcrumb\"},\"inLanguage\":\"es-AR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055#primaryimage\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Captura-de-pantalla-2024-04-15-191438.png\",\"contentUrl\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Captura-de-pantalla-2024-04-15-191438.png\",\"width\":735,\"height\":252},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\\\/\\\/nogoyatimes.com\\\/?p=15055#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\\\/\\\/nogoyatimes.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#website\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/\",\"name\":\"Nogoy\u00e1 Times\",\"description\":\"Diario Digital de Nogoy\u00e1 Radios Productora\",\"publisher\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nogoyatimes.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-AR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#organization\",\"name\":\"Nogoy\u00e1 Times\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/cropped-nogoyatimes-a.jpg\",\"contentUrl\":\"https:\\\/\\\/nogoyatimes.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/cropped-nogoyatimes-a.jpg\",\"width\":250,\"height\":112,\"caption\":\"Nogoy\u00e1 Times\"},\"image\":{\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nogoyatimes.com\\\/#\\\/schema\\\/person\\\/ada1fd8d2cdb970395179b53a1ff1759\",\"name\":\"Nogoy\u00e1 Times\",\"url\":\"https:\\\/\\\/nogoyatimes.com\\\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas - Nogoy\u00e1 Times","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/nogoyatimes.com\/?p=15055","og_locale":"es_ES","og_type":"article","og_title":"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas - Nogoy\u00e1 Times","og_description":"Para ahorristas Los dep\u00f3sitos en pesos ofrecen una menor rentabilidad por la baja de tasas de referencia. Si invierte $1.000.000 a 30 d\u00edas el ahorrista &#8220;perder\u00e1&#8221; de ganar unos $8.000 respecto a si hac\u00eda esta misma inversi\u00f3n antes del 11...","og_url":"http:\/\/nogoyatimes.com\/?p=15055","og_site_name":"Nogoy\u00e1 Times","article_published_time":"2024-04-15T22:15:54+00:00","og_image":[{"width":735,"height":252,"url":"http:\/\/nogoyatimes.com\/wp-content\/uploads\/2024\/04\/Captura-de-pantalla-2024-04-15-191438.png","type":"image\/png"}],"author":"Nogoy\u00e1 Times","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Nogoy\u00e1 Times","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"http:\/\/nogoyatimes.com\/?p=15055#article","isPartOf":{"@id":"http:\/\/nogoyatimes.com\/?p=15055"},"author":{"name":"Nogoy\u00e1 Times","@id":"https:\/\/nogoyatimes.com\/#\/schema\/person\/ada1fd8d2cdb970395179b53a1ff1759"},"headline":"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas","datePublished":"2024-04-15T22:15:54+00:00","mainEntityOfPage":{"@id":"http:\/\/nogoyatimes.com\/?p=15055"},"wordCount":418,"publisher":{"@id":"https:\/\/nogoyatimes.com\/#organization"},"image":{"@id":"http:\/\/nogoyatimes.com\/?p=15055#primaryimage"},"thumbnailUrl":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2024\/04\/Captura-de-pantalla-2024-04-15-191438.png","articleSection":["Econom\u00eda","Nacionales","Noticias"],"inLanguage":"es-AR"},{"@type":"WebPage","@id":"http:\/\/nogoyatimes.com\/?p=15055","url":"http:\/\/nogoyatimes.com\/?p=15055","name":"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas - Nogoy\u00e1 Times","isPartOf":{"@id":"https:\/\/nogoyatimes.com\/#website"},"primaryImageOfPage":{"@id":"http:\/\/nogoyatimes.com\/?p=15055#primaryimage"},"image":{"@id":"http:\/\/nogoyatimes.com\/?p=15055#primaryimage"},"thumbnailUrl":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2024\/04\/Captura-de-pantalla-2024-04-15-191438.png","datePublished":"2024-04-15T22:15:54+00:00","breadcrumb":{"@id":"http:\/\/nogoyatimes.com\/?p=15055#breadcrumb"},"inLanguage":"es-AR","potentialAction":[{"@type":"ReadAction","target":["http:\/\/nogoyatimes.com\/?p=15055"]}]},{"@type":"ImageObject","inLanguage":"es-AR","@id":"http:\/\/nogoyatimes.com\/?p=15055#primaryimage","url":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2024\/04\/Captura-de-pantalla-2024-04-15-191438.png","contentUrl":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2024\/04\/Captura-de-pantalla-2024-04-15-191438.png","width":735,"height":252},{"@type":"BreadcrumbList","@id":"http:\/\/nogoyatimes.com\/?p=15055#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/nogoyatimes.com\/"},{"@type":"ListItem","position":2,"name":"Baja de las tasas de inter\u00e9s: cu\u00e1nto rinde un plazo fijo de $1.000.000 a 30 d\u00edas"}]},{"@type":"WebSite","@id":"https:\/\/nogoyatimes.com\/#website","url":"https:\/\/nogoyatimes.com\/","name":"Nogoy\u00e1 Times","description":"Diario Digital de Nogoy\u00e1 Radios Productora","publisher":{"@id":"https:\/\/nogoyatimes.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nogoyatimes.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-AR"},{"@type":"Organization","@id":"https:\/\/nogoyatimes.com\/#organization","name":"Nogoy\u00e1 Times","url":"https:\/\/nogoyatimes.com\/","logo":{"@type":"ImageObject","inLanguage":"es-AR","@id":"https:\/\/nogoyatimes.com\/#\/schema\/logo\/image\/","url":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/05\/cropped-nogoyatimes-a.jpg","contentUrl":"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/05\/cropped-nogoyatimes-a.jpg","width":250,"height":112,"caption":"Nogoy\u00e1 Times"},"image":{"@id":"https:\/\/nogoyatimes.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/nogoyatimes.com\/#\/schema\/person\/ada1fd8d2cdb970395179b53a1ff1759","name":"Nogoy\u00e1 Times","url":"https:\/\/nogoyatimes.com\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/posts\/15055","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15055"}],"version-history":[{"count":0,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/posts\/15055\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=\/wp\/v2\/media\/15057"}],"wp:attachment":[{"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nogoyatimes.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}