{"id":21587,"date":"2024-11-12T08:46:17","date_gmt":"2024-11-12T11:46:17","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=21587"},"modified":"2024-11-12T08:46:17","modified_gmt":"2024-11-12T11:46:17","slug":"billeteras-virtuales-nuevos-topes-para-saldos-y-transferencias","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=21587","title":{"rendered":"Billeteras virtuales: nuevos topes para saldos y transferencias"},"content":{"rendered":"<h2>Controles<\/h2>\n<p>Las billeteras virtuales ganan popularidad como m\u00e9todo de pago y transferencia de dinero, pero el usuario debe tener en cuenta las regulaciones y controles que se aplican.<\/p>\n<p>La Agencia de Recaudaci\u00f3n y Control Aduanero (ARCA), ex AFIP, pone la lupa sobre las billeteras virtuales y las transferencias electr\u00f3nicas significativas para evitar la evasi\u00f3n fiscal que se produce en el comercio informal.<\/p>\n<p>&nbsp;<\/p>\n<p>Muchas personas cuando cobran su sueldo, transfieran parte de ese dinero a billeteras electr\u00f3nicas o fondos de inversi\u00f3n, buscando obtener alg\u00fan rendimiento extra, aunque debido a la ca\u00edda de la tasa de inter\u00e9s, es cada vez m\u00e1s bajo. Se bien esta pr\u00e1ctica no es ilegal, despierta el inter\u00e9s de las autoridades fiscales.<\/p>\n<p>&nbsp;<\/p>\n<p>Las\u00a0<b>billeteras virtuales deben informar a ARCA sobre transferencias que superen los 400.000 pesos o cuando el saldo mensual de una cuenta supere los 700.000 pesos.\u00a0<\/b>Esta medida no limita la cantidad de dinero que se puede transferir, pero s\u00ed\u00a0<b>obliga a las plataformas a comunicar estas transacciones a la agencia<\/b>, lo que implica un control m\u00e1s riguroso sobre las operaciones de mayor monto.<\/p>\n<p>&nbsp;<\/p>\n<p>Esta normativa tiene como objetivo principal\u00a0<b>detectar la evasi\u00f3n<\/b>, especialmente en transacciones comerciales donde se utilizan billeteras electr\u00f3nicas. Muchas veces, los comerciantes prefieren recibir pagos a trav\u00e9s de transferencias para evitar rendir cuentas de sus ingresos. Con esta nueva regulaci\u00f3n, ARCA busca que quienes realicen compras de alto valor justifiquen el origen de esos fondos.<\/p>\n<p>Aunque las transferencias menores a 400.000 pesos no quedan exentas de control, la dificultad para rastrear operaciones de menor monto hace que la atenci\u00f3n se centre en las transacciones m\u00e1s significativas. As\u00ed, el foco se coloca en aquellos que presentan saldos elevados o realizan compras importantes, lo que podr\u00eda generar sospechas sobre la fuente de esos ingresos.<\/p>\n<p>&nbsp;<\/p>\n<p>La normativa\u00a0<b>tambi\u00e9n se extiende a aquellos que reciben m\u00faltiples transferencias de bajo monto<\/b>, lo que puede ser indicativo de actividades no declaradas.<\/p>\n<h3>Registro de transacciones<\/h3>\n<p>Los contribuyentes deben estar al tanto de estas regulaciones y mantener un registro claro de sus transacciones. La comunicaci\u00f3n de ARCA no se centrar\u00e1 en operaciones comunes y corrientes, sino en aquellas que presenten inconsistencias que puedan levantar sospechas. Por lo tanto, es recomendable tener la documentaci\u00f3n necesaria que respalde cualquier movimiento significativo de dinero.<\/p>\n<p>&nbsp;<\/p>\n<h3>Los montos permitidos desde octubre<\/h3>\n<p>A partir de octubre de este a\u00f1o, ARCA reforz\u00f3 los controles sobre los usuarios de billeteras virtuales cuyos movimientos superen ciertos l\u00edmites.<\/p>\n<p>&nbsp;<\/p>\n<p><b>L\u00edmite de $400.000 para transferencias y consumos<\/b><\/p>\n<p>&nbsp;<\/p>\n<p>ARCA puede investigar a aquellos usuarios de billeteras virtuales que realicen transferencias o consumos que superen los $400.000. Este control tiene como objetivo asegurar que el origen del dinero sea l\u00edcito y que no se presenten irregularidades fiscales.<\/p>\n<p>&nbsp;<\/p>\n<p>Es recomendable no realizar transferencias o consumos que superen este l\u00edmite sin contar con la documentaci\u00f3n adecuada que respalde el origen de los fondos. De lo contrario, ARCA puede iniciar una investigaci\u00f3n.<\/p>\n<p>&nbsp;<\/p>\n<p><b>L\u00edmite de $700.000 para saldos mensuales<\/b><\/p>\n<p>&nbsp;<\/p>\n<p>Otro aspecto a tener en cuenta es que los saldos mensuales en las billeteras virtuales no deben exceder los $700.000. Superar este l\u00edmite sin declaraci\u00f3n puede ser motivo de investigaci\u00f3n por parte del nuevo ente recaudador.<\/p>\n<p>&nbsp;<\/p>\n<p>Estos montos ser\u00e1n actualizados autom\u00e1ticamente cada seis meses, siguiendo las variaciones del \u00cdndice de Precios al Consumidor (IPC). Esto asegura que los l\u00edmites se mantengan relevantes en un contexto de inflaci\u00f3n.<\/p>\n<p>&nbsp;<\/p>\n<p>Estas medidas integran la Resoluci\u00f3n General N\u00b0 4298, que busca mejorar la transparencia del sistema financiero. Como los bancos, las plataformas de billeteras virtuales est\u00e1n obligadas a reportar todas las transacciones y saldos que superen los l\u00edmites establecidos. Fuente: El Once<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2114\" src=\"http:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/07\/estancia-mendoza.png\" alt=\"\" width=\"720\" height=\"90\" srcset=\"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/07\/estancia-mendoza.png 720w, https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/07\/estancia-mendoza-300x38.png 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p style=\"text-align: center\"><a href=\"http:\/\/nogoyaradios.com\"><strong>Escuch\u00e1 La 100 #Nogoy\u00e1<\/strong><\/a><strong> en vivo<\/strong><strong>\u00a0Seguinos en\u00a0<\/strong><a href=\"https:\/\/www.facebook.com\/nogoyaradiosnog\"><strong>Facebook<\/strong><\/a><strong>\u00a0Seguinos en\u00a0<\/strong><a href=\"https:\/\/twitter.com\/NogoyaRadios\"><strong>Twitter<\/strong><\/a><\/p>\n<p style=\"text-align: center\"><strong><em>Nogoy\u00e1 Radios es una Agencia de Medios que cuenta con espacios publicitarios adecuados para la difusi\u00f3n de su Empresa, Profesi\u00f3n y\/o Servicios.<\/em><\/strong><a href=\"https:\/\/web.facebook.com\/hashtag\/nogoy%C3%A1\"><strong><em>#Nogoy\u00e1<\/em><\/strong><\/a><strong><em>\u00a0Radios 3435-<\/em><\/strong><strong><em>429289 \/ 3435-616203 contacto@nogoyaradios.com<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Controles Las billeteras virtuales ganan popularidad como m\u00e9todo de pago y transferencia de dinero, pero el usuario debe tener en cuenta las regulaciones y controles que se aplican. La Agencia de Recaudaci\u00f3n y Control Aduanero (ARCA), ex AFIP, pone la&#8230;<\/p>\n","protected":false},"author":2,"featured_media":21588,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-21587","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Billeteras virtuales: nuevos topes para saldos y transferencias - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nogoyatimes.com\/?p=21587\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Billeteras virtuales: nuevos topes para saldos y transferencias - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Controles Las billeteras virtuales ganan popularidad como m\u00e9todo de pago y transferencia de dinero, pero el usuario debe tener en cuenta las regulaciones y controles que se aplican. 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