{"id":24399,"date":"2025-02-18T06:15:31","date_gmt":"2025-02-18T09:15:31","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=24399"},"modified":"2025-02-18T06:15:31","modified_gmt":"2025-02-18T09:15:31","slug":"plazo-fijo-cuanto-ganas-al-invertir-1-400-000-a-30-dias-en-banco-nacion","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=24399","title":{"rendered":"Plazo fijo: cu\u00e1nto gan\u00e1s al invertir $1.400.000 a 30 d\u00edas en Banco Naci\u00f3n"},"content":{"rendered":"
Con la reciente reducci\u00f3n de tasas por parte del Banco Central, esta es la ganancia si pones a trabajar $1.400.000 en Banco Naci\u00f3n.<\/header>\n
<\/header>\n
En un contexto econ\u00f3mico marcado por la baja de tasas de inter\u00e9s, el plazo fijo sigue siendo una de las opciones m\u00e1s utilizadas por los ahorristas argentinos que buscan obtener una rentabilidad en pesos sin asumir grandes riesgos.<\/p>\n

 <\/p>\n

La estabilidad y previsibilidad que ofrece esta herramienta financiera la convierten en una alternativa atractiva en tiempos de incertidumbre econ\u00f3mica. Actualmente, con una Tasa Nominal Anual (TNA) del 25%, invertir $1.400.000 a 30 d\u00edas genera un rendimiento fijo, lo que permite proyectar con certeza el capital a cobrar al finalizar el per\u00edodo.<\/p>\n

imulador de Plazo Fijo en Banco Naci\u00f3n<\/b><\/p>\n

El Banco Naci\u00f3n ofrece diferentes modalidades para constituir un plazo fijo, ya sea en sucursal o de manera electr\u00f3nica, con tasas que var\u00edan seg\u00fan el canal elegido.<\/p>\n

 <\/p>\n

A continuaci\u00f3n, se detallan los valores aplicados en cada caso:<\/u><\/p>\n

\u2022 Plazo: representa la cantidad de d\u00edas que el dinero permanecer\u00e1 invertido. En este caso, el per\u00edodo es de 30 d\u00edas tanto en sucursal como en modalidad electr\u00f3nica.<\/p>\n

 <\/p>\n

\u2022 Capital: es el monto inicial que el ahorrista deposita en el plazo fijo. En el ejemplo, se invierten $1.400.000.<\/p>\n

\u2022 Intereses ganados: es el dinero adicional que se genera como resultado de la inversi\u00f3n, dependiendo de la tasa aplicada en cada modalidad.<\/p>\n

\u2022 Monto total: suma del capital inicial m\u00e1s los intereses obtenidos al finalizar el plazo de inversi\u00f3n.<\/p>\n

\u2022 TNA (Tasa Nominal Anual): porcentaje de rentabilidad sin capitalizaci\u00f3n que el banco aplica a la inversi\u00f3n.<\/p>\n

\u2022 TEA (Tasa Efectiva Anual): tasa que refleja el rendimiento real si se reinvierte el capital con intereses de manera peri\u00f3dica.<\/p>\n

Como se observa, invertir a trav\u00e9s del canal electr\u00f3nico ofrece un mayor rendimiento, ya que la tasa aplicada es del 25% frente al 23% que se ofrece en sucursal. Esta diferencia impacta en los intereses generados y en el monto final a cobrar, por lo que optar por la modalidad online puede ser una mejor alternativa para maximizar la rentabilidad.<\/p>\n

 <\/p>\n

Cu\u00e1nto rinde un plazo fijo de $1.400.000 a 30 d\u00edas<\/h3>\n

Desde la reducci\u00f3n de la tasa de referencia por parte del Banco Central (BCRA) al 29% en enero de 2025, los bancos ajustaron sus tasas para los plazos fijos. En el caso del Banco de la Naci\u00f3n Argentina, la TNA se ubica en el 25%, lo que impacta directamente en los intereses generados por las inversiones a corto plazo.<\/p>\n

Con esta tasa,\u00a0si un ahorrista deposita $1.400.000 en un plazo fijo a 30 d\u00edas, el monto de intereses a percibir ser\u00e1 de $28.767,12<\/b>. Al vencimiento del per\u00edodo, el capital total disponible ser\u00e1 de $1.428.767,12, ofreciendo una rentabilidad segura sin necesidad de asumir riesgos en otras alternativas de inversi\u00f3n m\u00e1s vol\u00e1tiles<\/p>\n

 <\/p>\n

C\u00f3mo invertir en un plazo fijo en Banco Naci\u00f3n<\/p>\n

Para realizar una inversi\u00f3n en plazo fijo, los pasos a seguir son sencillos y pueden completarse de manera online o presencial:<\/p>\n

1. Ingresar al home banking o dirigirse a una sucursal del Banco Naci\u00f3n.<\/p>\n

2. Seleccionar la opci\u00f3n “Inversiones” dentro de la plataforma.<\/p>\n

3. Elegir “Plazo Fijo” y definir la cantidad de dinero a depositar.<\/p>\n

4. Establecer el plazo de 30 d\u00edas y verificar la tasa de inter\u00e9s vigente.<\/p>\n

5. Confirmar la operaci\u00f3n y esperar el vencimiento para cobrar el capital m\u00e1s los intereses generados.\u00a0(Los Andes)<\/i><\/p>\n

\"\"<\/p>\n

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Nogoy\u00e1 Radios es una Agencia de Medios que cuenta con espacios publicitarios adecuados para la difusi\u00f3n de su Empresa, Profesi\u00f3n y\/o Servicios.<\/em><\/strong>#Nogoy\u00e1<\/em><\/strong><\/a>\u00a0Radios <\/em><\/strong>3435-429289 \/ 3435-616203 contacto@nogoyaradios.com<\/em><\/strong><\/p>\n<\/header>\n","protected":false},"excerpt":{"rendered":"

Con la reciente reducci\u00f3n de tasas por parte del Banco Central, esta es la ganancia si pones a trabajar $1.400.000 en Banco Naci\u00f3n. En un contexto econ\u00f3mico marcado por la baja de tasas de inter\u00e9s, el plazo fijo sigue siendo…<\/p>\n","protected":false},"author":2,"featured_media":24400,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-24399","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nPlazo fijo: cu\u00e1nto gan\u00e1s al invertir $1.400.000 a 30 d\u00edas en Banco Naci\u00f3n - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nogoyatimes.com\/?p=24399\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Plazo fijo: cu\u00e1nto gan\u00e1s al invertir $1.400.000 a 30 d\u00edas en Banco Naci\u00f3n - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Con la reciente reducci\u00f3n de tasas por parte del Banco Central, esta es la ganancia si pones a trabajar $1.400.000 en Banco Naci\u00f3n. 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