{"id":2713,"date":"2023-07-14T00:00:30","date_gmt":"2023-07-14T03:00:30","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=2713"},"modified":"2023-07-14T00:40:29","modified_gmt":"2023-07-14T03:40:29","slug":"2713-2","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=2713","title":{"rendered":"Cr\u00e9ditos ANSES: cinco puntos clave para tramitar pr\u00e9stamos de hasta $400.000"},"content":{"rendered":"

Ya est\u00e1n en marcha<\/h2>\n

La ANSES lanz\u00f3 una nueva l\u00ednea de cr\u00e9ditos para jubilados y pensionados. Ya se pueden solicitar desde este mi\u00e9rcoles.\u00a0C\u00f3mo deben hacer los beneficiarios para acceder al nuevo pr\u00e9stamo de hasta $400.000<\/b>.<\/p>\n

La nueva l\u00ednea de cr\u00e9ditos para jubilados y pensionados de la ANSES, que tendr\u00e1 una tasa de inter\u00e9s subsidiada y permitir\u00e1 acceder a pr\u00e9stamos de hasta $400.000, ya est\u00e1 en marcha tras la publicaci\u00f3n de la medida este mi\u00e9rcoles en Bolet\u00edn Oficial, bajo la resoluci\u00f3n 144\/2023.<\/p>\n

A continuaci\u00f3n una gu\u00eda para tener en cuenta a la hora de solicitar el cr\u00e9dito que est\u00e1 dirigido a los jubilados del Sistema Integrado Previsional Argentino (SIPA) y los titulares de Pensiones No Contributivas (PNC).<\/p>\n

Lineamientos del cr\u00e9dito<\/b>
\nDesde $5.000 hasta $400.000 en 24, 36, \u00f3 48 cuotas.
\nLos jubilados tendr\u00e1n acceso a un pr\u00e9stamo hasta $400.000, y para el caso de los pensionados, tendr\u00e1n un tope de $150.000.
\nLa cuota no puede exceder el 30% del ingreso mensual.
\nEl cr\u00e9dito se deposita en la cuenta bancaria dentro de los 5 d\u00edas h\u00e1biles.
\nAntes de solicitar el cr\u00e9dito, se puede simular la cuota ingresando en mi ANSES.<\/p>\n

Montos y cuotas<\/i><\/p>\n

24 cuotas: monto m\u00e1ximo: $337.300 – primera cuota: $20.099,50
\n36 cuotas: monto m\u00e1ximo: $400.000 – primera cuota: $18.438,29
\n48 cuotas: monto m\u00e1ximo: $400.000 – primera cuota: $15.846,69<\/p>\n

Requisitos<\/b>
\nResidir en el pa\u00eds.
\nTener menos de 92 a\u00f1os al momento de finalizar el cr\u00e9dito.
\nDNI (\u00faltimo ejemplar).
\nCBU de cuenta bancaria propia que se obtiene en el banco, cajero autom\u00e1tico o home banking.
\nLos que tomen el cr\u00e9dito no podr\u00e1n comprar d\u00f3lares.<\/p>\n

\u00bfC\u00f3mo solicitar el pr\u00e9stamo?<\/b>
\nReunir la documentaci\u00f3n: se necesita \u00faltimo ejemplar de DNI para iniciar la solicitud.
\nRevisar que los datos personales y de contacto est\u00e9n actualizados. (Se puede revisar en mi ANSES con CUIL y Clave de la Seguridad Social).
\nSolicitar un turno para ser atendido en una oficina de ANSES.<\/p>\n

Tasa de Inter\u00e9s<\/b>
\nEl costo del pr\u00e9stamo ser\u00e1 de 29% anual de Tasa Nominal Anual (TNA), por lo que el inter\u00e9s en t\u00e9rminos reales ser\u00eda mayor, ya que la tasa a considerar es la del CFT (Costo Financiero Total). La ANSES, remarc\u00f3 que representa la tasa de inter\u00e9s \u201cm\u00e1s baja del mercado\u201d.<\/p>\n

Costo financiero total<\/i><\/p>\n

Teniendo en cuenta los costos administrativos, seguros y otras variables, el costo financiero total (CFT) se posiciona como el indicador m\u00e1s preciso de lo que costar\u00e1 el pr\u00e9stamo.<\/p>\n

Los beneficiarios del SIPA pagar\u00e1n un CFT del 36,4% anual si eligen 24 cuotas, del 37,03% anual si eligen 36 cuotas y del 37.55% anual si optan por las 48 cuotas. En tanto que los beneficiarios de Puam\/PNC (vejez, ex presos pol\u00edticos) y PNC Madres tendr\u00e1n un CFT a\u00fan m\u00e1s bajo, estimado entre 31,44% y 33,05%.<\/p>\n

Solicitud<\/b>
\nEl registro para solicitar estos cr\u00e9ditos esta vigente desde este mi\u00e9rcoles 12 de julio y deber\u00e1 ser realizado con turno previo en las oficinas de ANSES. El organismo inform\u00f3 que abrir\u00e1 sus puertas tambi\u00e9n los s\u00e1bados para acelerar el inicio de los tr\u00e1mites. Fuente: El Once<\/p>\n

CONDICIONES GENERALES DEL PROGRAMA \u201cCR\u00c9DITOS ANSES\u201d<\/p>\n

<\/div>\n

CONDICIONES PARTICULARES DEL PROGRAMA \u201cCR\u00c9DITOS ANSES\u201d<\/p>\n

<\/div>\n

SOLICITUD DE PR\u00c9STAMOS PARA CR\u00c9DITOS PRESENCIALES DEL PROGRAMA \u201cCR\u00c9DITOS ANSES\u201d<\/p>\n

<\/div>\n

SOLICITUD DE PR\u00c9STAMOS PARA CR\u00c9DITOS NO PRESENCIALES DEL PROGRAMA \u201cCR\u00c9DITOS ANSES\u201d<\/p>\n

<\/div>\n
\"\"<\/div>\n
\n

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Ya est\u00e1n en marcha La ANSES lanz\u00f3 una nueva l\u00ednea de cr\u00e9ditos para jubilados y pensionados. Ya se pueden solicitar desde este mi\u00e9rcoles.\u00a0C\u00f3mo deben hacer los beneficiarios para acceder al nuevo pr\u00e9stamo de hasta $400.000. La nueva l\u00ednea de cr\u00e9ditos…<\/p>\n","protected":false},"author":2,"featured_media":2589,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-2713","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nCr\u00e9ditos ANSES: cinco puntos clave para tramitar pr\u00e9stamos de hasta $400.000 - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nogoyatimes.com\/?p=2713\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9ditos ANSES: cinco puntos clave para tramitar pr\u00e9stamos de hasta $400.000 - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Ya est\u00e1n en marcha La ANSES lanz\u00f3 una nueva l\u00ednea de cr\u00e9ditos para jubilados y pensionados. 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