{"id":30172,"date":"2025-08-27T09:24:42","date_gmt":"2025-08-27T12:24:42","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=30172"},"modified":"2025-08-27T09:24:42","modified_gmt":"2025-08-27T12:24:42","slug":"bancos-subieron-nuevamente-las-tasas-de-plazos-fijos-cuanto-pagan","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=30172","title":{"rendered":"Bancos subieron nuevamente las tasas de plazos fijos: cu\u00e1nto pagan"},"content":{"rendered":"<h2 class=\"cont-volanta\"><span class=\"volanta\">Suba de encajes y tensi\u00f3n financiera<\/span><\/h2>\n<header class=\"cl-24 header-interior interior-top-1\">Las entidades financieras elevaron nuevamente las tasas que pagan a los ahorristas y algunas ofrecen m\u00e1s del 50% en dep\u00f3sitos a 30 d\u00edas. Advierten que el cr\u00e9dito se encarecer\u00e1 a\u00fan m\u00e1s.<\/header>\n<header><\/header>\n<header>La decisi\u00f3n del Banco Central (BCRA) de volver a subir los encajes bancarios impuls\u00f3 a las entidades financieras a sostener elevadas tasas para captar dep\u00f3sitos. Esta medida, que obliga a un c\u00f3mputo diario en lugar de mensual, complic\u00f3 el manejo de liquidez y presiona sobre el costo del cr\u00e9dito.<\/p>\n<p>&nbsp;<\/p>\n<p>El \u00faltimo dato oficial, correspondiente al viernes 22, mostr\u00f3 que el promedio de tasa pagada en el sistema financiero por un plazo fijo a 30 d\u00edas fue del 51,3%. Diez d\u00edas antes rondaba el 43% y un mes atr\u00e1s apenas alcanzaba el 33%.<\/p>\n<h3>Bancos ajustan rendimientos<\/h3>\n<p>En el sector privado reconocen que deber\u00e1n seguir subiendo tasas para retener dep\u00f3sitos y cumplir con la normativa. Esto impactar\u00e1 directamente en los pr\u00e9stamos, que ya registran un freno en su otorgamiento.<\/p>\n<p>&nbsp;<\/p>\n<p>Los bancos detallaron las tasas vigentes para plazos fijos a 30 d\u00edas:<\/p>\n<p>&nbsp;<\/p>\n<p><b>* Banco Galicia: 50% al 58%<\/b><\/p>\n<p><b>* Banco Macro: 53% al 56%<\/b><\/p>\n<p><b>* Supervielle: 51%<\/b><\/p>\n<p><b>* BBVA: 45% al 48%<\/b><\/p>\n<p><b>* Banco Provincia: 48%<\/b><\/p>\n<p><b>* Banco Naci\u00f3n: 47%<\/b><\/p>\n<p><b>* CMF: 52%<\/b><\/p>\n<p><b>* Reba: 50%<\/b><\/p>\n<p><b>* Bica: 51%<\/b><\/p>\n<p><b>* Voii: 51%<\/b><\/p>\n<p><b>* Santander: 38% al 41%<\/b><\/p>\n<p>&nbsp;<\/p>\n<p>Desde las entidades advierten que las tasas actuales son provisorias y que podr\u00edan volver a modificarse en los pr\u00f3ximos d\u00edas para cubrir faltantes de liquidez. Incluso, en el caso de grandes dep\u00f3sitos de empresas, se registraron negociaciones intensas con operaciones a tasas cercanas al 60%.<\/p>\n<p>&nbsp;<\/p>\n<p>El mercado tiene la mirada puesta en la licitaci\u00f3n de bonos del Tesoro prevista para el mi\u00e9rcoles, donde se espera captar fondos que podr\u00e1n ser utilizados como encajes.<\/p>\n<p>&nbsp;<\/p>\n<h3>Cr\u00e9dito m\u00e1s caro<\/h3>\n<p>El encarecimiento de los dep\u00f3sitos trae como contrapartida un freno en el cr\u00e9dito. Los bancos sostienen que los pr\u00e9stamos hipotecarios y prendarios nuevos pr\u00e1cticamente no se est\u00e1n ofreciendo, mientras que en el consumo predomina la cautela por el riesgo de morosidad.<\/p>\n<p>&nbsp;<\/p>\n<p>Con esta estrategia, el Gobierno busca restringir la circulaci\u00f3n de pesos para contener la inflaci\u00f3n y evitar presiones cambiarias, a\u00fan a costa de enfriar la actividad econ\u00f3mica. Fuente: El Once<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2286\" src=\"http:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/09-Agrotecnica-Comercial.png\" alt=\"\" width=\"720\" height=\"90\" srcset=\"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/09-Agrotecnica-Comercial.png 720w, https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/09-Agrotecnica-Comercial-300x38.png 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<\/header>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><a href=\"http:\/\/nogoyaradios.com\"><strong>Escuch\u00e1 La 100 #Nogoy\u00e1<\/strong><\/a><strong> en vivo<\/strong><strong>\u00a0Seguinos en\u00a0<\/strong><a href=\"https:\/\/www.facebook.com\/nogoyaradiosnog\"><strong>Facebook<\/strong><\/a><strong>\u00a0Seguinos en\u00a0<\/strong><a href=\"https:\/\/twitter.com\/NogoyaRadios\"><strong>Twitter<\/strong><\/a><\/p>\n<p style=\"text-align: center\"><strong><em>Nogoy\u00e1 Radios es una Agencia de Medios que cuenta con espacios publicitarios adecuados para la difusi\u00f3n de su Empresa, Profesi\u00f3n y\/o Servicios.<\/em><\/strong><a href=\"https:\/\/web.facebook.com\/hashtag\/nogoy%C3%A1\"><strong><em>#Nogoy\u00e1<\/em><\/strong><\/a><strong><em>\u00a0Radios <\/em><\/strong><strong><em>3435-429289 \/ 3435-616203 contacto@nogoyaradios.com<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Suba de encajes y tensi\u00f3n financiera Las entidades financieras elevaron nuevamente las tasas que pagan a los ahorristas y algunas ofrecen m\u00e1s del 50% en dep\u00f3sitos a 30 d\u00edas. Advierten que el cr\u00e9dito se encarecer\u00e1 a\u00fan m\u00e1s. La decisi\u00f3n del&#8230;<\/p>\n","protected":false},"author":2,"featured_media":30173,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-30172","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bancos subieron nuevamente las tasas de plazos fijos: cu\u00e1nto pagan - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/nogoyatimes.com\/?p=30172\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bancos subieron nuevamente las tasas de plazos fijos: cu\u00e1nto pagan - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Suba de encajes y tensi\u00f3n financiera Las entidades financieras elevaron nuevamente las tasas que pagan a los ahorristas y algunas ofrecen m\u00e1s del 50% en dep\u00f3sitos a 30 d\u00edas. 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