{"id":31629,"date":"2025-10-17T11:53:12","date_gmt":"2025-10-17T14:53:12","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=31629"},"modified":"2025-10-17T11:53:12","modified_gmt":"2025-10-17T14:53:12","slug":"billetera-virtual-aumenta-su-tasa-de-interes-al-66-anual","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=31629","title":{"rendered":"Billetera virtual aumenta su tasa de inter\u00e9s al 66% anual"},"content":{"rendered":"<h2>Crece la competencia entre billeteras virtuales<\/h2>\n<header class=\"cl-24 header-interior interior-top-1\">En plena competencia entre billeteras digitales, Personal Pay elev\u00f3 al 66% anual la tasa de inter\u00e9s que paga a sus clientes, duplicando su rendimiento anterior del 33%.<\/p>\n<\/header>\n<header>En medio de la creciente \u201cguerra de tasas\u201d entre fintech y bancos argentinos, la\u00a0<b>billetera virtual Personal Pay<\/b>\u00a0anunci\u00f3 una fuerte mejora en su rendimiento. La aplicaci\u00f3n, perteneciente a Telecom Argentina, duplic\u00f3 la tasa de inter\u00e9s que paga a sus clientes,\u00a0<b>pasando del 33% al 66,3% anual<\/b>.<\/p>\n<p>&nbsp;<\/p>\n<p>El cambio en la remuneraci\u00f3n dentro de la plataforma se estableci\u00f3 durante las \u00faltimas horas. El incremento se inscribe en un contexto de competencia entre las principales billeteras virtuales del pa\u00eds, que buscan captar fondos ante la baja de tasas de los bancos tradicionales.<\/p>\n<p>&nbsp;<\/p>\n<div class=\"banner banner-parrafo\">\n<div id=\"banner-ad-interior-art\" data-zone-id=\"123\"><\/div>\n<\/div>\n<p>Con m\u00e1s de 5 millones de usuarios activos, Personal Pay se consolid\u00f3 como una de las fintech m\u00e1s grandes de la Argentina. La duplicaci\u00f3n de la tasa representa un nuevo intento por fidelizar clientes y estimular el ahorro digital en pesos dentro de su ecosistema financiero.<\/p>\n<p>&nbsp;<\/p>\n<p>La billetera permite gestionar dinero de forma completamente digital, ofreciendo una tarjeta Visa prepaga gratuita, transferencias sin costo, recargas de servicios, pagos con c\u00f3digo QR y la posibilidad de generar intereses diarios sobre los saldos disponibles.<\/p>\n<p>&nbsp;<\/p>\n<p>Los fondos depositados permanecen bajo el sistema de cuenta remunerada, lo que significa que los usuarios pueden obtener ganancias autom\u00e1ticas sin necesidad de realizar inversiones adicionales.<\/p>\n<p>&nbsp;<\/p>\n<div class=\"banner banner-parrafo\">\n<div id=\"banner-ad-interior-art-2\" data-zone-id=\"124\"><\/div>\n<\/div>\n<figure class=\"embed\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/elonce-media.elonce.com\/fotos\/2025\/10\/17\/e_1760696268_59124.webp\" alt=\"\" width=\"600\" height=\"400\" \/><\/figure>\n<h3>Servicios y beneficios<\/h3>\n<p>&nbsp;<\/p>\n<p>Adem\u00e1s de su rendimiento financiero, Personal Pay permite compras en comercios f\u00edsicos y online, tanto en Argentina como en el exterior, gracias a su tarjeta Visa internacional. No es obligatorio ser cliente de la compa\u00f1\u00eda de telefon\u00eda Personal para usar la billetera, aunque quienes lo son acceden a beneficios adicionales, como descuentos exclusivos o promociones cruzadas con otros servicios del grupo Telecom.<\/p>\n<p>&nbsp;<\/p>\n<p>Tambi\u00e9n hay descuentos en una cadena de supermercados mediante el pago sin contacto (NFC). Aunque en los \u00faltimos meses, usuarios lamentaron que haya suspendido los descuentos en la estaci\u00f3n de servicios de Shell.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h3>Competencia en el sector<\/h3>\n<p>&nbsp;<\/p>\n<p>El aumento de tasas por parte de Personal Pay se suma a una serie de movimientos similares de otras fintech en el pa\u00eds, como Mercado Pago, Prex o Naranja X, que tambi\u00e9n ajustaron sus rendimientos para atraer usuarios.<\/p>\n<p>&nbsp;<\/p>\n<p>Analistas del sector financiero se\u00f1alaron que la estrategia refleja la b\u00fasqueda de liquidez por parte de las empresas fintech, que encuentran en la remuneraci\u00f3n de saldos una herramienta clave para fortalecer su base de clientes activos y diversificar ingresos.<\/p>\n<p>&nbsp;<\/p>\n<p>La medida tambi\u00e9n coincide con un escenario de altas tasas de referencia en el sistema financiero argentino, impulsado por las pol\u00edticas del Banco Central, que afectan los costos de cr\u00e9dito y la competencia por dep\u00f3sitos. Fuente: El Once<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2286\" src=\"http:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/09-Agrotecnica-Comercial.png\" alt=\"\" width=\"720\" height=\"90\" srcset=\"https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/09-Agrotecnica-Comercial.png 720w, https:\/\/nogoyatimes.com\/wp-content\/uploads\/2023\/06\/09-Agrotecnica-Comercial-300x38.png 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p style=\"text-align: center\"><a href=\"http:\/\/nogoyaradios.com\/\"><strong>Escuch\u00e1 La 100 #Nogoy\u00e1<\/strong><\/a><strong>\u00a0en vivo<\/strong><strong>\u00a0Seguinos en\u00a0<\/strong><a href=\"https:\/\/www.facebook.com\/nogoyaradiosnog\"><strong>Facebook<\/strong><\/a><strong>\u00a0Seguinos en\u00a0<\/strong><a href=\"https:\/\/twitter.com\/NogoyaRadios\"><strong>Twitter<\/strong><\/a><\/p>\n<p style=\"text-align: center\"><strong><em>Nogoy\u00e1 Radios es una Agencia de Medios que cuenta con espacios publicitarios adecuados para la difusi\u00f3n de su Empresa, Profesi\u00f3n y\/o Servicios.<\/em><\/strong><a href=\"https:\/\/web.facebook.com\/hashtag\/nogoy%C3%A1\"><strong><em>#Nogoy\u00e1<\/em><\/strong><\/a><strong><em>\u00a0Radios\u00a0<\/em><\/strong><strong><em>3435-429289 \/ 3435-616203 contacto@nogoyaradios.com<\/em><\/strong><\/p>\n<\/header>\n<p style=\"text-align: center\">\n","protected":false},"excerpt":{"rendered":"<p>Crece la competencia entre billeteras virtuales En plena competencia entre billeteras digitales, Personal Pay elev\u00f3 al 66% anual la tasa de inter\u00e9s que paga a sus clientes, duplicando su rendimiento anterior del 33%. En medio de la creciente \u201cguerra de&#8230;<\/p>\n","protected":false},"author":2,"featured_media":31630,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-31629","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Billetera virtual aumenta su tasa de inter\u00e9s al 66% anual - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nogoyatimes.com\/?p=31629\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Billetera virtual aumenta su tasa de inter\u00e9s al 66% anual - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Crece la competencia entre billeteras virtuales En plena competencia entre billeteras digitales, Personal Pay elev\u00f3 al 66% anual la tasa de inter\u00e9s que paga a sus clientes, duplicando su rendimiento anterior del 33%. 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