{"id":5515,"date":"2023-09-01T10:24:56","date_gmt":"2023-09-01T13:24:56","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=5515"},"modified":"2023-09-01T10:24:56","modified_gmt":"2023-09-01T13:24:56","slug":"pagos-con-qr-postergan-obligatoriedad-de-la-interoperabilidad-entre-billeteras","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=5515","title":{"rendered":"Pagos con QR: postergan obligatoriedad de la interoperabilidad entre billeteras"},"content":{"rendered":"

Por 45 d\u00edas<\/h2>\n
\n
En septiembre entraba en vigencia la exigencia de poder pagar con tarjetas de cr\u00e9dito de cualquier proveedor desde todas las billeteras virtuales. \u00bfPor qu\u00e9 se demor\u00f3 la implementaci\u00f3n?<\/section>\n<\/header>\n
<\/div>\n
El Banco Central (BCRA) comunic\u00f3 que la entrada en vigencia de la interoperabilidad de los c\u00f3digos QR para pagar con tarjetas de cr\u00e9dito -que deb\u00eda comenzar a funcionar ma\u00f1ana, 1 de septiembre- fue diferida por espacio de 45 d\u00edas corridos, “a pedido de uno de los proveedores de estos c\u00f3digos”.<\/p>\n

La decisi\u00f3n fue adoptada hoy por el Directorio y “responde al pedido de uno de los proveedores para resolver problemas operativos”, se\u00f1al\u00f3 la autoridad monetaria en un comunicado.<\/p>\n

Seg\u00fan pudo confirmar T\u00e9lam de fuentes del sector financiero, la empresa que solicit\u00f3 el aplazamiento fue Mercado Pago, principal proveedora de c\u00f3digos QR de la Argentina, con m\u00e1s de 500 mil comercios adheridos a su plataforma, y que concentra el 81,8% de los saldos en cuentas de pago del mercado de billeteras virtuales.<\/p>\n

La disposici\u00f3n que fue aplazada establece que los comercios que exhiban un c\u00f3digo QR para cobrar con tarjetas de cr\u00e9dito puedan aceptar que los clientes efect\u00faen el pago desde billetera digital o aplicaci\u00f3n bancaria, sin importar cu\u00e1l sea la empresa que provea el QR.<\/p>\n

“Cuando se implemente la nueva medida, luego de leer un c\u00f3digo QR, la persona usuaria podr\u00e1 elegir si para abonar usar\u00e1 pagos con transferencia (que usa el dinero en cuenta del usuario) o tarjeta de cr\u00e9dito, sin necesidad de cambiar de billetera digital para hacer el pago”, detall\u00f3 el BCRA.<\/p>\n

La medida estipula que cuando los adquirentes o agregadores -empresas que proveen el servicio de cobro a los comercios- tambi\u00e9n sean aceptadores de pagos con transferencia, deber\u00e1n ofrecer a los comercios un \u00fanico c\u00f3digo QR que contemple todos los instrumentos de pago.<\/p>\n

“Los adquirentes y agregadores que ofrecen el servicio no podr\u00e1n discriminar en las comisiones y plazos de acreditaci\u00f3n de los fondos al comercio seg\u00fan la marca de billetera que orden\u00f3 el pago”, agreg\u00f3 el BCRA.<\/p>\n

Y concluy\u00f3: “Esta norma mejora la experiencia de pago para las personas, ya que hasta ahora la interoperabilidad de los QR estaba limitada a los pagos con transferencia”.<\/p>\n

El lunes \u00faltimo, las principales c\u00e1maras bancarias celebraron la inminente entrada en vigencia de este sistema, cuyo inicio ahora fue aplazado por espacio de 45 d\u00edas corridos.<\/p>\n

As\u00ed se manifestaron en un comunicado conjunto la Asociaci\u00f3n de Bancos Argentinos (Adeba), la Asociaci\u00f3n de Bancos de la Argentina (ABA), la Asociaci\u00f3n de Bancos P\u00fablicos y Privados (Abapra) y la Asociaci\u00f3n de la Banca Especializada (ABE).<\/p>\n

Hasta el momento, solamente los pagos con transferencias eran interoperables por medio de QR lo que, se\u00f1alaron los bancos, “obligaba a tener que cambiar de billetera digital en los casos en los que se prefer\u00eda cancelar en cuotas con tarjetas de cr\u00e9dito, situaci\u00f3n que llevaba a la confusi\u00f3n entre las partes y demoras indeseables para familias y comercios”. Fuente: El Once<\/p><\/div>\n

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Por 45 d\u00edas En septiembre entraba en vigencia la exigencia de poder pagar con tarjetas de cr\u00e9dito de cualquier proveedor desde todas las billeteras virtuales. \u00bfPor qu\u00e9 se demor\u00f3 la implementaci\u00f3n? El Banco Central (BCRA) comunic\u00f3 que la entrada en…<\/p>\n","protected":false},"author":2,"featured_media":5516,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-5515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nPagos con QR: postergan obligatoriedad de la interoperabilidad entre billeteras - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/nogoyatimes.com\/?p=5515\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pagos con QR: postergan obligatoriedad de la interoperabilidad entre billeteras - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Por 45 d\u00edas En septiembre entraba en vigencia la exigencia de poder pagar con tarjetas de cr\u00e9dito de cualquier proveedor desde todas las billeteras virtuales. \u00bfPor qu\u00e9 se demor\u00f3 la implementaci\u00f3n? 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