{"id":7612,"date":"2023-10-13T11:42:40","date_gmt":"2023-10-13T14:42:40","guid":{"rendered":"https:\/\/nogoyatimes.com\/?p=7612"},"modified":"2023-10-13T11:42:40","modified_gmt":"2023-10-13T14:42:40","slug":"aumento-de-las-tasas-de-interes-cuanto-rinde-ahora-un-plazo-fijo-de-100-000","status":"publish","type":"post","link":"https:\/\/nogoyatimes.com\/?p=7612","title":{"rendered":"Aumento de las tasas de inter\u00e9s: cu\u00e1nto rinde ahora un plazo fijo de $100.000"},"content":{"rendered":"

Tras el dato de la inflaci\u00f3n<\/h2>\n
\n
El Banco Central subi\u00f3 a 133% la tasa de inter\u00e9s que pagan los plazos fijos de hasta $30 millones. El rendimiento a 30 d\u00edas pasa a ser de 11,08%.\u00a0Cu\u00e1nto rendir\u00e1n $100.000 en un mes y es la tasa anual si se renueva durante 12 meses.<\/b><\/section>\n<\/header>\n
<\/div>\n
El Directorio del Banco Central (BCRA) subi\u00f3 a 133% la tasa de inter\u00e9s que pagan los plazos fijos de hasta $ 30 millones para personas humanas, equivalente a una tasa efectiva anual (TEA) de 253%, lo que significa un incremento de 15 puntos b\u00e1sicos respecto a que reg\u00eda hasta este jueves.<\/p>\n

De esta forma, el rendimiento efectivo mensual de los dep\u00f3sitos en pesos a 30 d\u00edas pasa a ser de 11,08%.<\/p>\n

El incremento en la tasa de inter\u00e9s se concret\u00f3 luego de que se diera a conocer el dato de inflaci\u00f3n de septiembre que el Indec ubic\u00f3 en 12,7%.<\/p>\n

Seg\u00fan la autoridad monetaria, la suba del \u00edndice de precios al consumidor en septiembre estuvo “impulsada por el arrastre estad\u00edstico de la aceleraci\u00f3n de precios que tuvo lugar en agosto, luego de la recalibraci\u00f3n del tipo de cambio oficial”.<\/p><\/div>\n

<\/div>\n
En el Banco Central subrayaron que los indicadores de alta frecuencia reflejan “una desaceleraci\u00f3n del ritmo de incremento del nivel general de precios desde el pico de la tercera semana de agosto, y sugieren que la inflaci\u00f3n mensual mostrar\u00eda una desaceleraci\u00f3n significativa en octubre”.<\/p>\n

“La autoridad monetaria considera conveniente incrementar la estructura de tasas de inter\u00e9s de la econom\u00eda para consolidar esta tendencia, acotar la volatilidad financiera observada durante el per\u00edodo electoral y favorecer la acumulaci\u00f3n de reservas internacionales”, detall\u00f3 el comunicado.<\/p>\n

El aumento de tasas impactar\u00e1 sobre la remuneraci\u00f3n de las Letras de Liquidez (Leliq) con la que rige su pol\u00edtica monetaria – que subieron de 118% a 133%-, lo que se reflejar\u00e1 de manera inmediata en los dep\u00f3sitos a plazo fijo en pesos que se hagan a partir del martes, el primer d\u00eda h\u00e1bil tras el feriado largo.<\/p>\n

En el caso de los dep\u00f3sitos de hasta 30 millones de pesos hechos por personas humanas, el nuevo piso garantizado de tasa nominal anual (TNA) ser\u00e1 del 133% -antes era de 118%- para los dep\u00f3sitos a 30 d\u00edas, lo que representa un rendimiento mensual del 11,08% y de 253% efectiva anual (TEA), en el caso de que se reinviertan cada 30 d\u00edas todos los meses el capital y los intereses obtenidos.<\/p>\n

Cu\u00e1nto rinde un plazo fijo de $100.000 a 30 d\u00edas y en un a\u00f1o<\/h5>\n

Esto quiere decir que si una persona hiciera un plazo fijo por 30 d\u00edas de $100.000, al finalizar el plazo recibir\u00e1 $111.083: los $100.000 que hab\u00eda depositado en un primer momento m\u00e1s un inter\u00e9s de $11.083.<\/p>\n

Si optara al final de ese mes hacer un nuevo plazo fijo por 30 d\u00edas con el dinero inicial m\u00e1s los $11.083 ganados en intereses, obtendr\u00eda al final del plazo $ 123.395.<\/p><\/div>\n

<\/div>\n
e puede obtener una ganancia mucho mayor si se tiene en cuenta la\u00a0Tasa Efectiva Anual (TEA), que pas\u00f3 a ser de 253 %, y que se obtiene solamente si se renueva el plazo fijo tradicional con los fondos iniciales colocados m\u00e1s los intereses ganados, cada 30 d\u00edas, durante un per\u00edodo consecutivo de 12 meses<\/b>.<\/div>\n
<\/div>\n
Por su parte, para los dep\u00f3sitos de m\u00e1s de $ 30 millones realizados por empresas (persona jur\u00eddicas) o personas humanas, la tasa m\u00ednima garantizada se establece en 126%, lo que lleva al inter\u00e9s efectivo mensual de estos dep\u00f3sitos a 10,5%.<\/p>\n

Los bancos tambi\u00e9n ofrecen los plazos fijos “UVA + 1%” precancelables, como una opci\u00f3n de inversi\u00f3n a tasa real positiva para las personas ahorristas, ya que ofrecen una tasa m\u00ednima de 1% anual sobre la tasa de inter\u00e9s equivalente al \u00cdndice de Precios al Consumidor que informa el Indec m\u00e1s la tasa anual de 1 por ciento.<\/p>\n

Este mecanismo permite mantener el poder adquisitivo del ahorro y ganarle por un punto a la inflaci\u00f3n, si se cumple el plazo contractual de 90 d\u00edas.<\/p>\n

La particularidad de este producto es que dispone de la opci\u00f3n de pre cancelaci\u00f3n a partir de los 30 d\u00edas, aunque con una tasa de inter\u00e9s menor.<\/p>\n

Es obligatorio que todos los bancos ofrezcan en los home banking los plazos fijos “UVA + 1%” a trav\u00e9s de todos los medios, ya sea en las sucursales con presencia f\u00edsica o a trav\u00e9s de las plataformas electr\u00f3nicas. Fuente: El Once<\/p><\/div>\n

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Tras el dato de la inflaci\u00f3n El Banco Central subi\u00f3 a 133% la tasa de inter\u00e9s que pagan los plazos fijos de hasta $30 millones. El rendimiento a 30 d\u00edas pasa a ser de 11,08%.\u00a0Cu\u00e1nto rendir\u00e1n $100.000 en un mes…<\/p>\n","protected":false},"author":2,"featured_media":7613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-7612","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nAumento de las tasas de inter\u00e9s: cu\u00e1nto rinde ahora un plazo fijo de $100.000 - Nogoy\u00e1 Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nogoyatimes.com\/?p=7612\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aumento de las tasas de inter\u00e9s: cu\u00e1nto rinde ahora un plazo fijo de $100.000 - Nogoy\u00e1 Times\" \/>\n<meta property=\"og:description\" content=\"Tras el dato de la inflaci\u00f3n El Banco Central subi\u00f3 a 133% la tasa de inter\u00e9s que pagan los plazos fijos de hasta $30 millones. 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